There's no single right answer. The best option depends on your goals, your budget and your tax situation.
| Lease | PPA | Loan | Cash | |
|---|---|---|---|---|
| Upfront cost | Often $0 | Often $0 | Often $0 | Full price |
| What you pay | Fixed monthly amount | A set rate for the power produced | Monthly loan payment | Nothing after purchase |
| Who owns the system | The provider | The provider | You | You |
| Maintenance | Usually included | Usually included | Covered by warranties | Covered by warranties |
| Often a fit for | Predictable payments, no ownership hassle | Paying only for what's produced | Owning without paying upfront | Highest long-term value |
Your report shows the options available at your address side by side, so you can compare real numbers. Leases, PPAs and loans are subject to credit approval, and terms vary by provider and state.
Not to prepare your report. If you choose a financed option, the finance provider asks your permission first.
This page is general information, not tax or financial advice.
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